Trees that fall because they are aged, diseased or rotted are your.

Jun 24, Tree removal is sometimes covered by your homeowners insurance policy when the reason for the tree falling is related to a named peril, such as a windstorm, fire or vandalism. But there are other times when a fallen tree is your responsibility to remove, and either your insurer won’t pay for it, or the costs are such that it doesn’t make sense to file a stumpcutter.barted Reading Time: 9 mins.

Jun 30, According to the debris removal provision in a standard homeowners insurance policy, your insurance company will pay up to 1, total for tree removal, but no more thanfor any one tree. Some insurance companies may offer higher debris removal coverage limits.

If the tree damages your home and personal belongings inside, you’ll be reimbursed for repairs and new items via your policy’s dwelling and personal property coverages, up to their respected coverage.

Aug 09, Sometimes home insurance will pay for removing a tree if it falls and blocks your driveway. Or, if you're disabled, home insurance might pay if the tree blocks a wheelchair ramp. Check your home insurance policy or call your insurance agent for details. Typically, home insurance policies cover tree removal up to 1, per stumpcutter.barted Reading Time: 2 mins. May 29, If your homeowners insurance company will cover a tree removal, the amount it will cover may depend on your company and your policy.

Some insurers will pay up to 5 percent of your dwelling coverage. So if you have, of dwelling coverage, you’d be covered for up to 12, for tree stumpcutter.bar: Alison Tobin.